"How much does an app cost?" is the first question most founders ask, and the honest answer is: it depends on what you're building. This guide explains the main factors so you can plan with confidence.

Typical budgets by app type

App typeTypical range
Simple MVP with core features$15,000 – $40,000
Mid-complexity app with payments and an admin panel$40,000 – $90,000
Complex platform (marketplace, on-demand, real-time)$90,000 – $200,000+

What affects the cost?

  • Features. Each screen and workflow adds design, development and testing time.
  • Platforms. iOS, Android and web each add effort; cross-platform frameworks like Flutter or React Native can reduce it.
  • Integrations. Payments, maps, CRMs and third-party APIs add complexity.
  • Design. Custom animations and illustrations cost more than clean, standard UI.
  • Back end. Real-time features, admin dashboards and analytics need solid server-side work.

Native vs cross-platform

Native apps (Swift for iOS, Kotlin for Android) give the best performance and access to every device feature. Cross-platform apps share one codebase across both platforms, which usually lowers cost and speeds up launch. For most business apps, cross-platform is a strong starting point.

Where teams overspendBuilding every feature for version one. Launch with what users need most, learn from real usage, then invest in the next features.

Don't forget ongoing costs

Plan roughly 15–20% of the initial build cost per year for maintenance: OS updates, bug fixes, hosting, monitoring and small improvements.

How to get an accurate estimate

Write down your core user journeys, list must-have versus nice-to-have features, and share any designs or competitor examples. With that, a good development partner can give you a reliable, itemized estimate.